Onset Funding Announces Private Lending Surge Amid Rising Bank Loan Restrictions

Onset Funding, a leader in alternative lending, reports a surge in demand for private financing as banks tighten lending policies. Amid economic uncertainty, real estate investors, business owners, and mortgage note holders seek fast, flexible funding. Onset Funding expands its programs to bridge the gap.

Las Vegas, NV, United States, 3rd Feb 2025 – With interest rates fluctuating and financial institutions imposing stricter lending criteria, securing capital has become increasingly difficult for investors and business owners. Traditional banks are declining more loan applications due to:

• Stricter Credit Requirements – Many banks now demand near-perfect credit scores, limiting accessibility.
• Collateral Demands – Borrowers often need substantial assets to qualify for traditional financing.
• Lengthy Approval Processes – In fast-moving industries like real estate, waiting weeks or months for approval can mean lost opportunities.

“Access to capital should not be a barrier to success,” said Troy Epping, Founder of Onset Funding. “We’ve seen a massive increase in demand from individuals and businesses unable to secure funding from banks, and we are committed to providing the financial solutions they need to move forward.”

Real Estate Investors Turning to Private Lending for Short-Term Capital

Real estate investors are among the hardest hit by tightening bank loan restrictions. Traditional lenders are pulling back on fix-and-flip loans, buy-and-hold financing, and bridge loans, leaving investors searching for alternative funding options.

Onset Funding Provides Real Estate Investment Solutions, Including:

• Fix-and-Flip Loans – Fast capital for purchasing and renovating properties for resale.
• Buy-and-Hold Loans – Long-term financing for investors building rental property portfolios.
• Bridge Loans – Short-term solutions to help investors secure properties before long-term financing is arranged.

Learn More: Onset Funding Real Estate Investor Loans

Baby Boomers and Private Note Holders Seeking Immediate Cash Payouts

With inflation and rising healthcare costs, many private mortgage note holders—especially Baby Boomers—are choosing to sell their notes for immediate cash instead of waiting for long-term installment payments.

Onset Funding’s Mortgage Note Buying Service Offers:

• Immediate liquidity – Get a lump-sum cash payout instead of waiting years for mortgage payments.
• Financial security – Ideal for medical expenses, debt consolidation, or reinvestment opportunities.
• Hassle-free process – Quick and competitive buyout offers for private mortgage note holders.

Explore Mortgage Note Buying: Onset Funding Mortgage Note Buying Services

Small Businesses Facing Capital Shortages as Banks Cut Back Lending

Startups and mid-sized businesses are also facing bank loan rejections at record levels, forcing them to seek alternative funding sources to cover payroll, equipment costs, and operational expenses.

Onset Funding’s Business Financing Solutions Include:

• Unsecured Business Loans – No collateral required, making capital more accessible.
• Lines of Credit – Flexible funding for short-term expenses.
• Business Credit Cards – Essential financial tools for managing daily operations.

“Banks are making it increasingly difficult for businesses to secure loans, even when they are profitable,” said Epping. “We’re providing entrepreneurs with the funding solutions they need to scale and thrive.”

Learn More: Onset Funding Business Funding

The Private Lending Boom: A Shift in the Financial Landscape

The demand for private lending is not just a short-term trend—it’s a shift in how businesses, investors, and individuals secure capital.

With increased reliance on alternative lenders, fintech solutions, and private investment firms, the financial landscape is evolving. Industry analysts predict that private lending will continue growing as banks tighten restrictions and economic volatility persists.

Onset Funding is at the forefront of this transformation, providing tailored funding solutions to meet the needs of today’s borrowers.

Watch Onset Funding in Action:
Introduction to Onset Funding
Real Estate Investment Funding Overview
Business Capital Solutions Explained

About Onset Funding

Onset Funding specializes in private lending solutions for real estate investors, business owners, and private mortgage note holders. By working with top private money providers, the company offers customized funding alternatives that bypass traditional banking obstacles. With a commitment to speed, flexibility, and accessibility, Onset Funding is reshaping the alternative finance industry.

For more information, visit: OnsetFunding.com

Media Contact

Organization: Onset Funding

Contact Person: Troy Epping

Website: https://onsetfunding.com/

Email: Send Email

City: Las Vegas

State: NV

Country: United States

Release Id: 03022523249