Fisher Consulting Group Announces New Book Titled Claims-Made Insurance The Policy That Changed the Industry

El Segundo, CA, United States, 3rd Dec 2025 – Fisher Consulting Group announced the release of Claims-Made Insurance: The Policy That Changed the Industry, a new publication authored by insurance expert Frederick J. Fisher. The book examines the development, structure, and industry impact of claims-made insurance policies and is now available on Amazon in digital and print formats.

Claims-Made Policy Overview

The publication explains how claims-made policies emerged and why professional liability classes began using them in the 1970s. Fisher highlights how this format differs from traditional occurrence-based policies and details the reporting requirements needed for coverage. These requirements affect risk management, policyholder responsibilities, and insurer evaluations when determining claim outcomes. The book also shows how claims-made policies expanded to cover directors’ and officers’ liability, employment practices liability, and malpractice insurance.

Additionally, the book discusses prior-knowledge provisions, application disclosures, and notice timing for insurers. Fisher emphasizes that many coverage disputes arise when organizations or individuals learn of facts that could lead to a claim but fail to notify the insurer during the policy period. Industry data indicate that a large share of denied claims result from nondisclosure or late reporting. These factors remain central in litigation and coverage interpretation.

Notice of Circumstances Mechanism

Fisher explains the “notice of circumstances” mechanism in claims-made policies. This provision lets policyholders alert insurers to potential issues before formal claims arise. Once submitted correctly, the notice preserves coverage even if a lawsuit or demand is filed after the policy expires. This mechanism acts as a safety net for early signs of problems or internal investigations.

The publication also reviews historical developments in policy language, underwriting approaches, and regulatory perspectives. Fisher examines legal decisions that shaped how courts interpret reporting requirements, knowledge qualifiers, and application statements. Overall, the book presents over four decades of industry experience and shows how claims-made policies became standard for many professional and executive coverages.

Intended Audience & Availability

Fisher targets professionals who work with liability policies, including brokers, attorneys, risk managers, corporate officers, and advisors. The book clarifies how claims-made policies operate and explains how reporting or disclosure errors can affect coverage availability. It also serves as a guide for organizations reviewing internal reporting paths and communicating potential issues to insurers.

Claims-Made Insurance: The Policy That Changed the Industry is available through Amazon. Frederick Fisher will continue sharing updates about liability insurance practices, policyholder responsibilities, and the role of timely reporting in claims-made coverage structures.

More information can be found at https://www.fishercg.com/

Frederick Fisher’s professional profile is available on LinkedIn at https://www.linkedin.com/in/frederick-fisher-j-d-ccp-46b1944.

Company Details

Organization: Fisher Consulting Group

Contact Person: Frederick J. Fisher

Website: http://www.fishercg.com/

Email: fjfisher@fishercg.com

City: El Segundo

State: CA

Country: United States

Release Id: 03122538426