Ascension Business Group Explains Key Differences Between TruIRA and Traditional IRAs1

Ascension Business Group released guidance to help investors understand the differences between a TruIRA and a traditional IRA. With retirement planning a growing priority, the firm emphasizes the importance of selecting the right account structure for long-term wealth building.
According to Bankrate, traditional IRAs remain among the most widely used tax-advantaged retirement accounts in the United States. Contribution limits are capped at $7,000 in 2025 ($8,000 for those age 50 and older), and eligible investments are typically limited to mainstream assets such as stocks, bonds, and mutual funds.
By contrast, Ascension Business Group’s TruIRA is designed to function as a self-managed structure, providing access to alternative investments. Investopedia notes that self-directed IRAs can allow allocations into real estate, private placements, and other nontraditional assets. The TruIRA is designed to provide flexibility options and diversification opportunities within this self-directed framework.
Traditional IRAs are well-suited for individuals who prefer straightforward savings tools. They provide tax-deferred growth and, depending on income, potential deductibility of contributions. However, investment choices remain narrow, which can limit diversification.
TruIRAs are designed for investors who want more control over their retirement allocations. This structure provides access to alternative investments such as real estate, cryptocurrency, forex, stocks/options, private placements, tax liens, multi-family properties, and more. This added flexibility allows participation in a wider array of opportunities but also requires careful oversight and compliance with IRS rules.
Of course, with more opportunity comes the need for compliance and oversight. Ascension Business Group provides support for compliance-driven setup, documentation, and guidance to help clients navigate IRS requirements while managing their investment strategies.
Traditional IRAs offer simplicity, while TruIRAs are designed to provide expanded control and diversification options. By evaluating their goals and risk tolerance, investors can determine which structure best aligns with their retirement strategy.
About Ascension Business Group
Ascension Business Group provides advanced retirement solutions, including Qualified Retirement Plans (QRPs), TruIRAs, and business structures intended for tax optimization and asset protection. The firm is committed to compliance, education, and transparency in helping clients work toward long-term financial independence.
Disclaimer: This release is for educational purposes only and does not constitute financial, tax, or legal advice. Self-directed IRAs involve additional risks, complexity, and costs compared to traditional IRAs. Investors should consult a qualified professional before making financial decisions. Alternative investments including cryptocurrency, forex, and options trading involve substantial risk, high volatility, and may result in total loss. These investments may not be suitable for retirement accounts and require careful consideration of suitability and risk tolerance.
Company Details
Organization: Ascension Business Group
Contact Person: Brandon Inouye
Website: https://www.ascensionbizgroup.com/
Email: brandon@ascensionbizgroup.com
Country: United States
Release Id: 01102534819