Independent Lending offers private money solutions for self-employed Californians and investors seeking flexible cash-out options through asset-based programs.
California, United States, 9th Nov 2024 – With over 22 years in the mortgage industry, David Milo, founder of California-based Independent Lending, has dedicated his career to helping self-employed clients and investors access the real estate financing they need without the hurdles of traditional loan programs. From asset-based lending to streamlined underwriting, Independent Lending’s private money solutions empower clients with the flexibility to maximize their property’s potential.
Asset-Based Lending Solutions for Self-Employed Clients and Investors
Unlike conventional loan programs that often require stringent income verification, Independent Lending’s private money solutions cater to self-employed individuals, real estate investors, and other clients seeking asset-backed cash-out options. This approach allows clients to leverage property value rather than solely rely on traditional income verification, making it especially suited to California’s unique real estate market.
Through Independent Lending, borrowers can select from tailored programs, including Hard Money/Private Money and Asset Qualifier loans. These asset-based options are designed to offer greater flexibility in approval, enabling quicker access to capital for renovations, debt consolidation, or reinvestment opportunities.
“We’ve seen how powerful cash-out refinancing can be for clients who want to unlock value in their properties without facing excessive documentation requirements,” shared David Milo, founder of Independent Lending. “Our asset-based lending approach is particularly effective for self-employed Californians and real estate investors who need flexibility.”
Private Money Expertise with a Focus on Quality and Reliability
David Milo’s extensive background in mortgage lending and underwriting has been instrumental in building trust with clients and investors. His proven track record includes over 1,000 successful real estate transactions, and he holds an A+ rating with the Better Business Bureau, reflecting his commitment to service excellence. Additionally, as a licensed broker since 2004, Milo brings years of knowledge to every transaction, helping clients navigate California’s competitive real estate environment with confidence.
Comprehensive Cash-Out Programs Offering Strategic Financial Freedom
Independent Lending’s cash-out programs cater specifically to Californians seeking opportunities to refinance existing properties. Through a cash-out refinance, clients can access funds from their home’s equity and direct them toward other high-priority financial needs, including debt reduction or investment in additional properties. This strategic approach helps self-employed clients and seasoned investors make the most of their assets, maintaining liquidity while planning for the future.
Milo’s cash-out solutions reflect his understanding of each borrower’s individual goals and are designed to reduce the stress typically associated with refinancing. Independent Lending’s private money and asset-based programs simplify the process without compromising on quality or security, ensuring clients receive a reliable pathway to their financial objectives.
Exceptional Client Service Backed by Industry Recognition
Independent Lending’s client-focused model is evident in the firm’s client testimonials and industry accolades. With over 100 five-star reviews on Zillow and an A+ broker record, David Milo has established a standard of service that makes Independent Lending stand out in the private money lending landscape. Unlike many mortgage brokers, Independent Lending covers upfront appraisal costs and can pre-qualify clients without a hard credit check, streamlining the process for borrowers.
A Trusted Partner for Trust Deed Investors
Independent Lending also serves Trust Deed investors, providing a conservative underwriting approach that emphasizes reliable returns and consistent monthly income. With a thorough understanding of investor priorities, Milo ensures that Independent Lending’s offerings align with investor expectations for quality and return on investment, creating long-term partnerships rooted in trust and performance.
About Independent Lending
Independent Lending, led by experienced mortgage professional David Milo, provides private money lending solutions across California. Specializing in asset-based programs, including cash-out refinancing and custom private money loans, Independent Lending serves self-employed clients, real estate investors, and Trust Deed investors with solutions designed for flexibility and long-term value. With an A+ BBB rating and over 1,000 successful transactions, Independent Lending has established itself as a premier provider of tailored private money lending services.
Email: dmilo@ihlend.com
Website: Independent Lending
LinkedIn: David Milo
Facebook: Independent Lending
Media Contact
Organization: Independent Lending
Contact Person: David Milo
Website: https://ihlend.com/
Email: Send Email
State: California
Country: United States
Release Id: 09112419687