Xepeng Details How Conversions Move From Authentication to Settlement
The platform highlights its end-to-end conversion flow, from identity checks, risk screening, conversion, to Rupiah settlement, operating as a single, structured process.
Xepeng’s Seamless Conversion Lifecycle
Denpasar, Bali, Indonesia, 3rd Feb 2026 — Xepeng today details the end-to-end flow that governs conversion on its platform, explaining how identity verification, payout link initiation, conversion, and Rupiah settlement are structured into a single, traceable lifecycle.
Xepeng designs the conversion process as a fully traceable system: it first establishes identity, then defines the conversion context at entry, runs compliance checks during processing, and finally executes settlement in Indonesian Rupiah (IDR) through domestic banking rails.
The process starts with identity verification. Merchants complete electronic know-your-customer (e-KYC) procedures to confirm their business identity, ownership, and documentation before initiating any conversion. This step ensures that only verified entities can use the platform for conversion.
Secure Conversion with Verification
After verifying a merchant, Xepeng generates secure payout links to initiate conversions. Each link contains a specific commercial reference, such as an invoice or booking identifier, which defines the purpose and scope of the conversion before funds enter the system. This step provides clear context and prevents unsupported or ambiguous conversions.
When buyers access the payout link, Xepeng performs conversion-level screening and validation. The platform checks risk indicators, runs compliance controls, and reviews the context before proceeding. These checks build on the initial identity verification, ensuring smooth continuity from onboarding to conversion execution.
IDR-Based End-to-End Settlement
Following successful validation, the platform executes conversion and settlement internally. Any digital instruments used by buyers function solely as conversion inputs. Merchants do not handle, store, or manage digital assets at any stage. Instead, the conversion concludes with settlement in Indonesian Rupiah (IDR), transferred directly to the merchant’s registered bank account through domestic banking rails.
For international platforms and partners, the integrated flow provides a predictable settlement endpoint into Indonesia. Rather than managing fragmented processes across identity, conversions, and currency handling, partners interact with a single structured system where outcomes are standardized and localized.
This end-to-end flow aligns with Indonesia’s regulatory emphasis on transparency, accountability, and Rupiah as the legal tender for domestic transactions. By centralizing verification, conversion, and settlement, Xepeng ensures merchants remain within familiar Rupiah-based systems while accessing international digital value.
Partner Inquiries and Information
Integrators and prospective partners interested in Xepeng can request more information via https://www.xepeng.com or contact Xepeng at hello@xepeng.com.
About Xepeng
Xepeng is a payment conversion platform that enables Indonesian merchants to receive Rupiah from international digital sources. The system integrates secure onboarding, streamlined workflows, and compliance measures.
Company Details
Organization: Xepeng
Contact Person: Budi Satrya
Website: https://xepeng.com/
Email: Send Email
Contact Number: +6287862024247
Address: Jl. Cut Nyak Dien No.1, Renon
Address 2: Denpasar Selatan, Bali
City: Denpasar
State: Bali
Country: Indonesia
Release Id: 03022640956